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Status
Unlike traditional banks we don't get hung up on your past credit history. You will need to provide an explanation of any past problems. However we are more interested in your future plans and how you intend to afford the repayments. With a satisfactory explanation most Smart Finance lenders consider clients with.
County court judgements
Mortgage arrears
Poor credit history
Terms
You will find our aim is always to be flexible in our approach and to avoid hard and fast rules which fail to treat clients as individuals. Each application will be judged on its merits. Also as people who have originated from a small business background we recognise that not all businesses run smoothly all the time.
An example of some of the principal terms on our prime loan plans we can source are as follows:
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Loan Guidelines
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Minimum
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Maximum
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Size
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£50,000
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£2,000,000
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Repayment period
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10 years
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30 years
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Property value
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£75,000
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No maximum
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These are simply guidelines which reflect some of the prime loan plans we have to hand. We have other loan plans and lenders who offer, for example, loans from £10,000 over shorter periods secured on smaller properties. We will do our very best to meet your commercial financing needs and have access to a wide range of commercial lenders. Please ring us for full details or to obtain a decision in-principle within 1 hour (during normal business hours) simply complete our online application form.
We look forward to being of service to you.
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