|
Loans for any purpose
Debt consolidation
You will not be surprised to read that the majority of our clients use our services to source funds to pay off their credit cars, store cards, personal loans and other debts. By combining their existing debts in to one single loan over a longer period, a client may benefit from lower monthly repayments over the duration of the loan.
Home improvements
Many of our clients use the finance to make improvements to their home, over and above the responsibilities of the landlord. They may also use the loan to purchase a new suite, washing machine or home cinema system. Whatever you are thinking of buying Smart Finance could help you source the finance you need today.
I want a new car or a motorbike
If you have bought a vehicle with finance before you will know that the majority of cars bought this way have the finance provided by the dealer providing the vehicle. In our view this may mean that you do not get the best deal. We believe that a far better option is to take out a lower rate secured loan before you enter the dealership. You can then use the fact that you are a cash buyer to drive a much better deal. When both the finance and the car are tied in together it is not easy to determine what the real deal is. Quite often the car may be subsidising the finance or vice-versa. Separating the two gives you complete transparency and allows you to know exactly what you are paying for each item. Loan / Vehicle.
|
