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I am employed
You will know that most banks prefer to lend to employed people who have a stable source of income from a permanent employment position. Smart Finance source from a wide range of schemes. All that should be required is two-three recent payslips from your employer to confirm your income as we have a responsibility to ensure you can afford your secured loan repayments.
However not every person fits the standard model required by banks, and so Smart Finance will source many loan schemes that recognise that in the 21st century many employed people do not fit the banks out of date profile including.
Temporary jobs
One of the increasing number of people employed on a short to medium contract?, Smart Finance can help! Unlike virtually all the banks we do not automatically reject clients in temporary work and we have access to several loan plans where temporary employment can be accepted. All that should be required is two-three recent payslips. If you are on a short to medium contract you can apply for a loan online in confidence to us.
Contract jobs
One of the increasing number of people employed on a short to medium contract?, Smart Finance can help! Again most banks don't offer loans to people on contracts. However we recognise that this is a feature of the 21st century. If you are employed on a short term contract then apply now as we recognise that you are just as good a loan applicant as someone employed on a conventional contract. All that should be required is a copy of your contract once you apply for a loan online.
Cash in hand
One of the increasing number of people paid cash in hand?, Smart Finance can help! Major banks think everyone should receive computerised pay slips and work for a major company. Smart Finance recognise that in the changing economy in the UK where the government is actively encouraging the setting up of small entrepreneurial businesses many employers do not have fancy payroll systems and you may not be able to provide computerised pay slips. In this instance we can accept alternative proof of income such as a letter from your employer or their accountant or perhaps bank statements showing your pay being banked.
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